1. Report the event to the police.

2. Obtain information about the other people involved in the accident such as:

• Names, addresses and phone numbers
• Insurance company
• Year, make and model of vehicle
• Auto and driver's license numbers

3. Have your vehicle towed to the nearest repair shop if the vehicle is not drivable. Do not authorize repairs until the claims adjuster gives you the authority to do so.

4. Call BHS Insurance or your Insurance Carrier direct to report the loss.

1. Contact you by phone, email or mail to discuss the loss and request repair estimates.

2. Arrange for an appraiser to inspect the damages, if needed.

3. Communicate directly with others involved in the accident.

Do not talk to others involved in the accident. Refer them to your claims adjuster.

1. Protect the property from further damage:

• Call the proper authorities and utilities (gas, electric, telephone).
• Take photos of the damage before having emergency repairs made, such as boarding up windows or covering holes in the roof.

2. Call BHS Insurance or your Insurance Carrier direct to report the loss.

3. Call a contractor to estimate the damages.

4. Separate damaged contents from undamaged contents. Do not discard any items until the claims adjuster gives you the authority to do so.

5. Keep record of expenses.

6. Do not authorize repairs until the claims adjuster has given you authority to do so.

1. Contact you by phone, email or mail to discuss the loss.

2. Arrange for an appraiser to inspect damaged property, if needed.

3. Assist with your choice of contractors for repairs.

4. Contact you for a settlement.